Reversing Credit Card Fees

It is very easy to pay a whopping $50 to 75 a month for missing a credit card payment or being even one day late with the payment. It is difficult to justify sending a company one's hard earned money for these reasons. This is simply giving money away that most people need for other monthly expenses.

The late fee and finance charges can really add up quickly if one does not pay attention. There is one way to have these fees reversed at times. If you have not received your credit card statement in the mail for whatever reason, the credit card company cannot expect you to make the payment on time.

They want their money so they are willing to send out another statement that was not received. This situation is typically one of the best opportunities to ask and receive a reversal of late fees and finance charges from a customer service representative.